Overcome your business development challenges with the mandatory CR3 Template as a consulting firm.

. Log in to collaborate with us to update your consulting proposals through the missing TPRM Accounting interaction technology link.

HCM Accounting Academy’s RFP aims to draw your attention to the need and urgency to update with the technology link for the missing TPRM accounting fintech knowledge and know-how for cross-cutting and cross-sector interaction which falls within our field of expertise, your consulting proposals considering the challenges of the mandatory CR3 template on all your business capabilities and activities in view of the FED letter SR 23-4 of June 7, 2023, shared to fill the IT gaps for BCBS PSMOR (Sound Practices).

Executive summary to get started:

This is about your Capabilities & Business Activities affected by the CR3 Template.

There are very few areas of management consulting, accounting and financial services that can avoid updating compliance with the CR3 Template mandatory for all banks and clients considering the TPRM interaction requirement for DIS - Disclosure requirements (DIS40 - Credit Risk) in conjunction with the insurer's ORSA since, until now, the corporate accounting processes (also called cost accounting or management accounting) that should relay the financial accounting disclosing the sales and profit accounts, were the soft underbelly of management and consulting activities .

. For example, we note Business and Organizational Purpose + Business Resilience + Business Transformation + Sustainability & ESG Services + Corporate Finance and Strategy + Cost Management + Customer Insights + Digital, Technology, and Data + Diversity, Equity, and Inclusion + Innovation Strategy and Delivery + International Business + M&A, Transactions, and PMI + Manufacturing + Marketing and Sales + Operations + Organization Strategy + People Strategy + Pricing and Revenue Management + Risk Management and Compliance.

The interest in collaborating with us is the challenge of the competitive value of your consulting offers since January 1, 2023.

. With the CRE22 - Calculation of RWA based on the standardized approach for the recognition of credit risk mitigation, such as collateral and guarantees, effective as of 01 Jan 2023 within the jurisdictions of the countries, the competitive value of your consulting offers is based on the ability to help banks have for their credit contracts the Hands-On Guide to the corporate accounting banking reference required "to allow THIRD PARTIES to REPLICATE the mapping of the lines of business" of the bank for the recognition of credit risk mitigation, such as collateral and guarantees.

These legal requirements of BCBS, 2019 are recalled in par. 22.9 of CRE22 effective as of 01 Jan 2023: "In order for banks to obtain capital relief for any use of CRM techniques, all documentation used in collateralized transactions, on-balance sheet netting agreements, guarantees and credit derivatives must be binding on all parties and legally enforceable in all relevant.

. You cannot do this without the fintech interaction recommended by FED guidance of June 7, 2023, to process the data to be disclosed for CRE22 accounts - Calculation of RWA for credit risk (CRE22 - Standardized approach: credit risk mitigation).

Expected action from you to reach this milestone by working with us:

You just have two things to do,

A/ Download and share the reference guide peer-reviewed with our team of experts and academics from 4 US universities and 4 universities European banks, with which you wish to support interaction of TPRM accounting on fintech providing at each reporting date of the Cost/Benefit accounts required for DIS - Disclosure requirements (DIS40 - Credit Risk) in conjunction with for the Insurer's trade credit insurance ORSA strategy.

Please download the Word brochure attachment or click HERE.

-Sharing link under Microsoft: https://docs.google.com/document/d/1VV4jW4B-F4Q-iWTBH_qKWIEBlTXtaMUF/edit#heading=h.gjdgxs

Please download the PDF brochure attachment or click HERE.

B/ Open your business account and register your internal teams and experts for the online certification program at http://www.hcm-accounting.com/.

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Details for more, including measuring the impact on your consulting revenue and client ROI.

Please find the following points to fill the IT gap of cross-cutting and cross-sector interaction:

. Update for consulting offerings in line with the regulatory milestone to be reached.

. Fintech interaction challenge recommended by FED for your Consulting Proposals for banking RFP. 

. Hands-On-Guide Accounting Reference Template CR3 Peer Reviewed to Download for your Business Advisory Services to Banks.

. What is your new income expected from supporting banks and clients for template CR3?

. Early bird pricing conditions of the internal team's certification training.

. Distance learning by doing each on their own interaction app.

1. Update for consulting offerings in line with the regulatory milestone to be reached.

Working with us gives you the missing TPRM accounting (Knowledge and Financial Technology Interaction) complement to update all your Business Advisory Services offerings within the Jurisdiction laws.

. The CRE22 - Standardized approach for credit risk mitigation compliance regulations will be in force for most countries on January 1, 2025, considering the DIS - Disclosure requirements (DIS40 - Credit Risk) in conjunction with the Insurer's trade credit insurance ORSA strategy. See for example the regulations and laws of the countries already in place or expected in Q4 2024, the European Union law of April 24, 2024, and the FED interagency supervision & regulation letter SR 23-4 of June 7, 2023, shared for Fintech filling IT gaps for cross-cutting and cross-sector interaction for the BCBS PSMOR. According to Moody's, July 12, 2023, to January 1, 2025, will also be in place the laws of United Kingdom, Canada, Australia, China, Hong Kong, Japan, Singapore, etc.

2. Fintech interaction challenge recommended by FED for your Consulting Proposals for banking RFP. 

The challenge is your proposals for RFP which must now, to be compliant with template CR3, be based on the TPRM accounting fintech document to be sent to potential banking clients to present your sales pitch. This document describes how the consultant will support the client in generating credit risk mitigation account data considering the obligation to articulate for Template CR3 Mandatory to all banks and client:

. CRE22 - Standardized approach for the recognition of credit risk mitigation, such as collateral and guarantees

. To OPE25 - Standardized approach for calculating operational risk capital requirements.

Without the fintech interaction recommended by FED guidance of June 7, 2023, you are unable to process the accounting data of the Reference Guide for Cost/Benefit assessment which must be provided by the bank to customers or credit risk counterparties for the monitoring of data feeding bank deposit accounts to be disclosed for the recognition of credit risk mitigation, such as collateral and guarantees.

 3. Hands-On-Guide Accounting Reference Template CR3 Peer Reviewed to Download for your Business Advisory Services to Banks.

Our network of experts and academics from 4 US universities and 4 European universities has written this Peer-reviewed Accounting Compliance Reference Guide based on 15 years of publications (2009 to 2024) to be proposed to banks, for Cost/Benefit assessment accounts to be disclosed in accordance with DIS - Disclosure requirements (DIS40 - Credit Risk) considering the FED letter SR 23-4 of June 7, 2023, for Fintech to be shared for BCBS PSMOR (Principles for Sound Management of Operational Risk) revised by BCBS in March 2021.

This reference guide provides, to banks for their contracts taking into account the requirement of interaction with the customer for CRE 22- Calculation of RWA for credit risk based on the standardized approach for the recognition of credit risk mitigation, such as collateral and guarantees, a DEMO based on the case study of historical data of real accounts disclosed over the last 5 years by 15 entities (banks, insurance, industries and services, including local authorities) grouped into 3 banking poles.

The study which has been the subject of numerous peer-reviewed publications, shows that considering the added value of their total paid workforce as a driving force for loss mitigation based on incentive pay:

. Pool bank 1 saw its total unencumbered cash accounts (Bank EC + Customer EC) go from "$0" before OPE25 to $9,685,274,442 after OPE25.

. Pool bank 2 saw its total unencumbered cash accounts (Bank EC + Customer EC) go from "$0" before OPE25 to $8,303,585,037 after OPE25.

. Pool bank 3 sees its total unencumbered cash accounts (Bank EC + Customer EC) go from "$0" before OPE25 to $8,499,635,572

4. What are your new income expected from supporting banks and clients for template CR3?

Your new income comes from two sources:

A. Fixed commission fees rate of 10% on training we sell to banks and clients on the list you support in your market. This remuneration is particularly high if you consider private and public sector clients in your market.

B. Financial Services Advisory Fees paid by banks and clients (Insurance companies, industries, and services, including local authorities) to take charge of and implement the TPRM Accounting Reference Guide to be attached to credit agreements and investment for CR3 template considering the requirement that:

 . “Written business line definitions must be clear and detailed enough to allow THIRD PARTIES to REPLICATE the business line mapping” (BIS, OPE25 - Calculation of RWA for operational risk- Standardized approach, effective as of: 15 Dec 2019).

 5. Early bird pricing conditions of the internal team's certification training:

(a) Open your company account by the deadline extended to October 31, 2024

(b) Provide the list of managers and heads of operational units to whom an access code to the interaction app of their workstation is assigned.

. The program called "HCM accounting (HCMA)" because it focuses on the internal financial performance of the total paid workforce, combines, each at its own pace, an online seminar with internal financial performance Problem Solving Process (PSP) workshops.

6. Distance learning by doing each on their own interaction app:

The certificate is obtained in 90 days based on the 1st reporting of the Economic Capital (EC) accounts. This is free cash flow attesting to the cross-cutting skills acquired by the internal team to process data on the added value of human capital to be provided to investors as an appendix to the governance report in return for variable salaries or incentive pay.

For more please visit our website homepage: http://www.hcm-accounting.com/index.php